If you have deprived yourself (for example, given away) capital that would count towards the £23,250, in order to reduce the amount that you pay to the Council, the Council may treat you as still having it and charge you accordingly. In some circumstances, if you can’t pay the charge the Council may require the person who received the capital from you to pay it for you.
· There is any doubt or question about whether your capital will count for the financial assessment, or
· There is a reasonable chance that your capital will drop below £23,250 while you are at the home, or
· The capital is in a form that you cannot use straight away (for example a house that would need to be sold)
If you have capital that is in a form that you cannot use straight away (for example a house that would need to be sold), the Council may be able to pay for your place at the care home and enter into a deferred payment agreementwith you that means you will repay the Council when the house is sold.